/* =====================================================================
 * MyInsuranceCoach — Component Styles
 * Built on KRS Design System tokens (krs-tokens.css loaded first).
 * mic-* prefix throughout.
 * ===================================================================== */

* { box-sizing: border-box; }

/* ============================================================
   PAGE SHELL
   ============================================================ */

.mic-page {
  background: var(--bg-page);
  padding: 28px var(--container-pad) 64px;
  font-family: var(--font-sans);
  -webkit-font-smoothing: antialiased;
}

.mic-page__inner {
  max-width: var(--container-max);
  margin: 0 auto;
}

.mic-screen {
  font-family: var(--font-sans);
  color: var(--fg-default);
  background: var(--bg-page);
  -webkit-font-smoothing: antialiased;
  line-height: var(--lh-normal);
}

.mic-screen img { max-width: 100%; display: block; }
.mic-screen a { color: inherit; text-decoration: none; }

/* ============================================================
   TOP STRIPE
   ============================================================ */

.mic-topstripe {
  background: var(--krs-navy-900);
  color: var(--krs-white);
  height: var(--topbar-h);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13.5px;
  font-weight: var(--fw-medium);
  gap: 10px;
  letter-spacing: 0.01em;
  border-bottom: 1px solid var(--krs-gold-500);
}

.mic-topstripe__dot {
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--krs-gold-500);
  color: var(--krs-navy-900);
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: var(--fw-bold);
}

.mic-topstripe a {
  border-bottom: 1px solid var(--krs-gold-400);
  font-weight: var(--fw-semibold);
}

/* ============================================================
   CARD PRIMITIVE
   ============================================================ */

.mic-card {
  background: var(--bg-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}

.mic-card--quiet {
  background: var(--bg-surface);
  border-color: var(--border-default);
  box-shadow: none;
}

.mic-card--feature {
  border: 1px solid var(--krs-lavender-200);
  box-shadow: 0 2px 6px rgba(14, 26, 71, 0.05);
}

.mic-card__body { padding: 28px; }
.mic-card__body--sm { padding: 20px; }

.mic-card__head {
  display: flex; align-items: center; justify-content: space-between;
  gap: 12px;
  padding: 22px 28px 0;
  margin-bottom: 18px;
}

.mic-card__title {
  font-family: var(--font-sans);
  font-size: 18px;
  font-weight: var(--fw-bold);
  color: var(--krs-navy-900);
  letter-spacing: -0.005em;
  margin: 0;
}

.mic-card__subtitle {
  font-size: 13px;
  color: var(--krs-gray-600);
  margin: 4px 0 0;
}

/* ============================================================
   BUTTONS
   ============================================================ */

.mic-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 22px;
  font-family: var(--font-sans);
  font-size: 14.5px;
  font-weight: var(--fw-semibold);
  border-radius: var(--radius-pill);
  border: none;
  letter-spacing: 0.01em;
  cursor: pointer;
  text-decoration: none;
  transition:
    background var(--dur-base) var(--ease-out),
    box-shadow  var(--dur-base) var(--ease-out),
    transform   var(--dur-fast) var(--ease-out),
    border-color var(--dur-base) var(--ease-out);
  white-space: nowrap;
  line-height: 1;
}

.mic-btn--primary {
  background: var(--krs-navy-800);
  color: var(--krs-white);
}
.mic-btn--primary:hover {
  background: var(--krs-navy-700);
  box-shadow: var(--shadow-md);
  color: var(--krs-white);
  text-decoration: none;
}
.mic-btn--primary:active { transform: translateY(1px); }

.mic-btn--gold {
  background: var(--krs-gold-500);
  color: var(--krs-navy-900);
}
.mic-btn--gold:hover {
  background: var(--krs-gold-400);
  box-shadow: var(--shadow-gold);
  color: var(--krs-navy-900);
  text-decoration: none;
}

.mic-btn--ghost {
  background: transparent;
  color: var(--krs-navy-800);
  border: 1.5px solid var(--krs-gray-300);
}
.mic-btn--ghost:hover {
  border-color: var(--krs-navy-800);
  background: var(--krs-gray-50);
  color: var(--krs-navy-900);
  text-decoration: none;
}

.mic-btn--quiet {
  background: var(--krs-lavender-50);
  color: var(--krs-navy-800);
  border: 1px solid var(--krs-lavender-200);
}
.mic-btn--quiet:hover {
  background: var(--krs-lavender-100);
  color: var(--krs-navy-900);
  text-decoration: none;
}

.mic-btn--sm   { padding: 9px 16px; font-size: 13px; }
.mic-btn--block { width: 100%; }

/* Gold keyhole dot on primary button */
.mic-keyhole-dot {
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--krs-gold-500);
  display: inline-flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  box-shadow: inset 0 -1px 0 rgba(0,0,0,0.18);
  font-size: 10px;
  color: var(--krs-navy-900);
  line-height: 1;
}

/* ============================================================
   CHIPS / BADGES
   ============================================================ */

.mic-chip {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 6px 12px;
  background: var(--krs-lavender-100);
  color: var(--krs-navy-800);
  border: 1px solid var(--krs-lavender-200);
  border-radius: var(--radius-pill);
  font-size: 12.5px;
  font-weight: var(--fw-semibold);
  letter-spacing: 0.01em;
  white-space: nowrap;
}

.mic-chip--gold {
  background: var(--krs-gold-100);
  border-color: var(--krs-gold-300);
  color: var(--krs-gold-700);
}

.mic-chip--success {
  background: var(--krs-success-bg);
  border-color: #BFE2CC;
  color: var(--krs-success);
}

.mic-chip--warn {
  background: var(--krs-warning-bg);
  border-color: #F1D69B;
  color: var(--krs-warning);
}

.mic-chip--ghost {
  background: var(--krs-white);
  border-color: var(--border-default);
  color: var(--krs-gray-700);
}

.mic-chip--sm { padding: 3px 9px; font-size: 11px; }

/* ============================================================
   EYEBROW
   ============================================================ */

.mic-eyebrow {
  font-family: var(--font-sans);
  font-size: 11.5px;
  font-weight: var(--fw-bold);
  letter-spacing: var(--tracking-eyebrow);
  text-transform: uppercase;
  color: var(--krs-gold-600);
  display: block;
}

/* ============================================================
   STATUS DOTS
   ============================================================ */

.mic-status {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13.5px;
  font-weight: var(--fw-semibold);
}

.mic-status__dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--krs-gray-400);
  flex-shrink: 0;
}

.mic-status--active  { color: var(--krs-success); }
.mic-status--active .mic-status__dot {
  background: var(--krs-success);
  box-shadow: 0 0 0 3px rgba(47, 143, 90, 0.18);
}

.mic-status--pending { color: var(--krs-warning); }
.mic-status--pending .mic-status__dot {
  background: var(--krs-warning);
  box-shadow: 0 0 0 3px rgba(201, 136, 31, 0.18);
}

.mic-status--inactive { color: var(--krs-gray-500); }
.mic-status--inactive .mic-status__dot { background: var(--krs-gray-400); }

/* ============================================================
   INFO PILL (Last review / Next check-in)
   ============================================================ */

.mic-pill {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 10px 18px;
  background: var(--krs-lavender-50);
  border: 1px solid var(--krs-lavender-200);
  border-radius: var(--radius-pill);
  font-size: 13.5px;
  color: var(--krs-navy-800);
}

.mic-pill__label { color: var(--krs-gray-600); font-weight: var(--fw-medium); }
.mic-pill__value { font-weight: var(--fw-bold); color: var(--krs-navy-900); }

.mic-pill__icon {
  width: 28px; height: 28px;
  background: var(--krs-white);
  border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  color: var(--krs-navy-700);
  margin-left: -4px;
}

.mic-pill a {
  color: var(--krs-navy-800);
  border-bottom: 1px solid var(--krs-gold-500);
  font-weight: var(--fw-semibold);
}

/* ============================================================
   AGENT PANEL
   ============================================================ */

.mic-agent-panel {
  position: relative;
  padding: 28px;
  border-left: 1px solid var(--border-default);
  display: flex; flex-direction: column;
  gap: 16px;
}

.mic-agent-panel__head {
  font-family: var(--font-sans);
  font-size: 18px;
  font-weight: var(--fw-bold);
  color: var(--krs-navy-900);
  margin: 0;
}

.mic-agent-card {
  display: flex; gap: 14px;
  align-items: flex-start;
}

.mic-agent-card__photo {
  width: 72px; height: 72px;
  border-radius: 50%;
  overflow: hidden;
  background: linear-gradient(135deg, var(--krs-lavender-200), var(--krs-lavender-300));
  border: 3px solid var(--krs-white);
  box-shadow: var(--shadow-sm);
  flex-shrink: 0;
}

.mic-agent-card__photo img { width: 100%; height: 100%; object-fit: cover; }

.mic-agent-card__info { display: flex; flex-direction: column; gap: 6px; }
.mic-agent-card__name { font-size: 17px; font-weight: var(--fw-bold); color: var(--krs-gold-600); }
.mic-agent-card__role { font-size: 13px; color: var(--krs-gray-600); }

.mic-agent-card__phone {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 14px; font-weight: var(--fw-semibold); color: var(--krs-navy-900);
  text-decoration: none;
}
.mic-agent-card__phone:hover { color: var(--krs-gold-600); }

.mic-quote {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 15px;
  color: var(--krs-navy-700);
  line-height: 1.5;
  padding: 12px 0;
  border-top: 1px solid var(--border-default);
  border-bottom: 1px solid var(--border-default);
  margin: 0;
}

/* ============================================================
   SECTION HEADING
   ============================================================ */

.mic-section-heading {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 18px;
}

.mic-section-heading__title {
  font-family: var(--font-sans);
  font-size: 20px;
  font-weight: var(--fw-bold);
  color: var(--krs-navy-900);
  margin: 0;
}

.mic-section-heading__link {
  font-size: 13.5px;
  font-weight: var(--fw-semibold);
  color: var(--krs-navy-700);
  display: inline-flex; align-items: center; gap: 4px;
  text-decoration: none;
}
.mic-section-heading__link:hover { color: var(--krs-gold-600); text-decoration: none; }

/* ============================================================
   PERK ITEM (dashboard card)
   ============================================================ */

.mic-perk-item {
  display: flex; gap: 12px; align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid var(--border-default);
}
.mic-perk-item:last-child { border-bottom: none; }

.mic-perk-item__thumb {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  overflow: hidden;
  flex-shrink: 0;
  position: relative;
  background: var(--krs-gray-100);
}
.mic-perk-item__thumb img { width: 100%; height: 100%; object-fit: cover; }

.mic-perk-item__discount {
  position: absolute; top: 4px; left: 4px;
  background: var(--krs-gold-500);
  color: var(--krs-navy-900);
  font-size: 9px; font-weight: var(--fw-bold);
  padding: 2px 5px;
  border-radius: var(--radius-xs);
  letter-spacing: 0.01em;
}

.mic-perk-item__body {
  font-size: 13.5px;
  font-weight: var(--fw-semibold);
  color: var(--krs-navy-900);
  line-height: 1.4;
  text-decoration: none;
}
.mic-perk-item__body:hover { color: var(--krs-gold-600); }

/* ============================================================
   BLOG ITEM (dashboard card)
   ============================================================ */

.mic-blog-item {
  display: flex; gap: 12px; align-items: flex-start;
  padding: 12px 0;
  border-bottom: 1px solid var(--border-default);
}
.mic-blog-item:last-child { border-bottom: none; }

.mic-blog-item__thumb {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  overflow: hidden; flex-shrink: 0;
  background: var(--krs-gray-100);
}
.mic-blog-item__thumb img { width: 100%; height: 100%; object-fit: cover; }

.mic-blog-item__body {
  font-size: 13.5px; font-weight: var(--fw-semibold);
  color: var(--krs-navy-900); line-height: 1.4;
}
.mic-blog-item__meta {
  font-size: 11.5px; color: var(--krs-gray-500);
  letter-spacing: 0.02em; margin-top: 3px;
}

/* ============================================================
   POLICY ROW
   ============================================================ */

.mic-policy-row {
  display: flex; align-items: center; gap: 16px;
  padding: 18px 0;
  border-bottom: 1px solid var(--border-default);
}
.mic-policy-row:last-child { border-bottom: none; }

.mic-policy-row__icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-md);
  background: var(--krs-lavender-50);
  color: var(--krs-navy-700);
  display: inline-flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: 22px;
}

.mic-policy-row__main { flex: 1; min-width: 0; }
.mic-policy-row__title {
  font-size: 15.5px; font-weight: var(--fw-bold); color: var(--krs-navy-900);
}
.mic-policy-row__meta {
  font-size: 13px; color: var(--krs-gray-600); margin-top: 2px;
}

/* ============================================================
   MENU LIST (sidebar)
   ============================================================ */

.mic-menu { display: flex; flex-direction: column; gap: 2px; }

.mic-menu__group-title {
  font-size: 14.5px; font-weight: var(--fw-bold);
  color: var(--krs-navy-900); margin: 14px 0 8px;
}

.mic-menu__item {
  display: flex; align-items: center; gap: 10px;
  padding: 9px 10px;
  border-radius: var(--radius-sm);
  font-size: 14px; font-weight: var(--fw-medium);
  color: var(--krs-navy-800); text-decoration: none;
  transition: background var(--dur-base) var(--ease-out);
}
.mic-menu__item:hover {
  background: var(--krs-lavender-50);
  color: var(--krs-navy-900);
  text-decoration: none;
}

.mic-menu__item-icon { color: var(--krs-gold-600); display: inline-flex; font-size: 16px; }
.mic-menu__item-chev { margin-left: auto; color: var(--krs-gray-400); }

/* ============================================================
   CLOSING CTA (wide 2-col card)
   ============================================================ */

.mic-closing {
  background: var(--krs-lavender-50);
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  display: grid; grid-template-columns: 1.05fr 1fr;
  min-height: 240px;
  border: 1px solid var(--krs-lavender-200);
}

.mic-closing__body {
  padding: 36px;
  display: flex; flex-direction: column; justify-content: center; gap: 18px;
  position: relative; z-index: 1;
}

.mic-closing__title {
  font-family: var(--font-display);
  font-size: 28px; font-weight: var(--fw-bold);
  line-height: 1.2; letter-spacing: -0.01em;
  color: var(--krs-navy-900); margin: 0;
}

.mic-closing__photo {
  background: linear-gradient(135deg, #B58366 0%, #6A4732 100%);
  position: relative; overflow: hidden;
}
.mic-closing__photo img { width: 100%; height: 100%; object-fit: cover; }

/* ============================================================
   HELP CARD (dark navy, sidebar)
   ============================================================ */

.mic-helpcard {
  background: var(--krs-navy-800);
  color: var(--krs-white);
  border-radius: var(--radius-lg);
  padding: 28px;
  position: relative; overflow: hidden;
  margin-bottom: 20px;
}
.mic-helpcard .mic-eyebrow { color: var(--krs-gold-400); margin-bottom: 6px; }
.mic-helpcard h3 { font-size: 20px; font-weight: var(--fw-bold); color: #fff; margin: 0 0 14px; }
.mic-helpcard p { font-size: 13.5px; color: rgba(255,255,255,0.78); margin: 0 0 18px; line-height: 1.5; }

/* ============================================================
   PROMO CARD (2-up grid in center column)
   ============================================================ */

.mic-promo-card {
  background: var(--bg-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  padding: 24px;
  display: flex; flex-direction: column; gap: 12px;
  height: 100%;
}

.mic-promo-card__icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 24px;
  flex-shrink: 0;
}
.mic-promo-card__icon--lavender { background: var(--krs-lavender-100); color: var(--krs-navy-700); }
.mic-promo-card__icon--gold     { background: var(--krs-gold-100);     color: var(--krs-gold-700); }

.mic-promo-card h3 {
  font-size: 17px; font-weight: var(--fw-bold);
  color: var(--krs-navy-900); margin: 0;
}
.mic-promo-card p {
  font-size: 13.5px; color: var(--krs-gray-600);
  line-height: 1.55; margin: 0; flex: 1;
}
.mic-promo-card__link {
  font-size: 13.5px; font-weight: var(--fw-bold);
  color: var(--krs-navy-800);
  display: inline-flex; align-items: center; gap: 4px;
  border-bottom: 1px solid var(--krs-gold-500);
  padding-bottom: 1px; align-self: flex-start;
  text-decoration: none;
}
.mic-promo-card__link:hover { color: var(--krs-gold-600); text-decoration: none; }

/* ============================================================
   STAY UP TO DATE CARD (featured blog post)
   ============================================================ */

.mic-featured-post {
  overflow: hidden;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-default);
  box-shadow: var(--shadow-sm);
  display: grid; grid-template-columns: 1fr 1.15fr;
}

.mic-featured-post__image {
  background: linear-gradient(135deg, #C68B5C, #5D3B22);
  position: relative; min-height: 280px; overflow: hidden;
}

.mic-featured-post__image img { width: 100%; height: 100%; object-fit: cover; }

.mic-featured-post__badges {
  position: absolute; left: 24px; bottom: 22px;
  display: flex; align-items: center; gap: 10px;
}

.mic-featured-post__body {
  background: var(--bg-surface);
  padding: 32px;
  display: flex; flex-direction: column; justify-content: center;
}

.mic-featured-post__title {
  font-family: var(--font-display);
  font-size: 24px; font-weight: var(--fw-bold);
  color: var(--krs-navy-900);
  margin: 10px 0 14px; line-height: 1.2; letter-spacing: -0.01em;
}

.mic-featured-post__excerpt {
  font-size: 14px; color: var(--krs-gray-700);
  line-height: 1.6; margin: 0 0 18px;
}

.mic-featured-post__author {
  display: flex; align-items: center; gap: 12px;
  padding-bottom: 18px; margin-bottom: 18px;
  border-bottom: 1px solid var(--border-default);
}

.mic-featured-post__author-photo {
  width: 36px; height: 36px; border-radius: 50%; overflow: hidden;
  border: 2px solid var(--krs-white); box-shadow: var(--shadow-xs); flex-shrink: 0;
}
.mic-featured-post__author-photo img { width: 100%; height: 100%; object-fit: cover; }

.mic-featured-post__author-name { font-size: 13px; font-weight: var(--fw-bold); color: var(--krs-navy-900); }
.mic-featured-post__author-date { font-size: 12px; color: var(--krs-gray-500); }

/* ============================================================
   BREADCRUMB
   ============================================================ */

.mic-breadcrumb {
  display: flex; align-items: center; gap: 8px;
  color: var(--krs-gray-500); font-size: 13px; margin-bottom: 24px;
}
.mic-breadcrumb a { color: var(--krs-gray-500); text-decoration: none; }
.mic-breadcrumb a:hover { color: var(--krs-gold-600); }
.mic-breadcrumb__current { font-weight: var(--fw-semibold); color: var(--krs-navy-800); }
.mic-breadcrumb__sep { opacity: 0.5; }

/* ============================================================
   STAT CARD (coverage page row)
   ============================================================ */

.mic-stat {
  padding: 20px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-default);
  background: var(--bg-surface);
}
.mic-stat__label {
  font-size: 12px; font-weight: var(--fw-bold);
  color: var(--krs-gray-500); letter-spacing: 0.06em;
  text-transform: uppercase; margin-bottom: 8px;
}
.mic-stat__value {
  font-family: var(--font-display);
  font-size: 26px; font-weight: var(--fw-bold);
  color: var(--krs-navy-900); letter-spacing: -0.01em; line-height: 1.1;
}
.mic-stat__value--success { color: var(--krs-success); }
.mic-stat__sub { font-size: 12.5px; color: var(--krs-gray-600); margin-top: 4px; }

/* ============================================================
   AVATAR
   ============================================================ */

.mic-avatar {
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
  background: linear-gradient(135deg, #f6c5ad, #e9a07e);
}
.mic-avatar img { width: 100%; height: 100%; object-fit: cover; }

/* ============================================================
   UTILITY
   ============================================================ */

.mic-divider {
  height: 1px;
  background: var(--border-default);
  margin: 20px 0;
}

.mic-text-muted   { color: var(--fg-muted); }
.mic-text-subtle  { color: var(--fg-subtle); }
.mic-text-gold    { color: var(--krs-gold-600); }
.mic-text-success { color: var(--krs-success); }
.mic-text-warning { color: var(--krs-warning); }

/* ============================================================
   SPIN ANIMATION (used in onboarding sync step)
   ============================================================ */

@keyframes mic-spin {
  to { transform: rotate(360deg); }
}

.mic-spinner {
  width: 26px; height: 26px; border-radius: 50%;
  border: 2px solid var(--krs-lavender-200);
  border-top-color: var(--krs-gold-500);
  animation: mic-spin 1s linear infinite;
  flex-shrink: 0;
}


/* ============================================================
   MEMBERSHIP LEVELS — PRICING PAGE
   ============================================================ */

.mic-pricing-screen {
  background: var(--bg-page);
  font-family: var(--font-sans);
  -webkit-font-smoothing: antialiased;
}

/* Hero */
.mic-pricing-hero {
  background: var(--krs-navy-900);
  padding: 72px var(--container-pad) 64px;
  text-align: center;
  color: var(--krs-white);
}
.mic-pricing-hero__inner { max-width: 600px; margin: 0 auto; }
.mic-pricing-hero__eyebrow {
  font-size: 12px; font-weight: var(--fw-semibold);
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--krs-gold-400); margin: 0 0 12px;
}
.mic-pricing-hero__title {
  font-size: clamp(36px, 5vw, 52px); font-weight: var(--fw-bold);
  line-height: 1.1; margin: 0 0 12px; color: var(--krs-white);
}
.mic-pricing-hero__sub {
  font-size: 18px; font-weight: var(--fw-medium);
  color: rgba(255,255,255,0.8); margin: 0 0 8px;
}
.mic-pricing-hero__note { font-size: 13.5px; color: rgba(255,255,255,0.5); margin: 0; }

/* Grid section */
.mic-pricing-grid-section {
  padding: 56px var(--container-pad) 64px;
  background: var(--bg-page);
}
.mic-pricing-grid {
  max-width: var(--container-max); margin: 0 auto;
  display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; align-items: start;
}
@media (max-width:900px) { .mic-pricing-grid { grid-template-columns:1fr; max-width:480px; } }

/* Pricing card */
.mic-pricing-card {
  background: var(--bg-surface);
  border: 1.5px solid var(--border-default);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  padding: 32px 28px 28px;
  position: relative; display: flex; flex-direction: column; gap: 0;
  transition: box-shadow var(--dur-base) var(--ease-out), transform var(--dur-base) var(--ease-out);
}
.mic-pricing-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }

.mic-pricing-card--featured {
  border-color: var(--krs-gold-500);
  box-shadow: 0 0 0 2px var(--krs-gold-300), var(--shadow-md);
  background: var(--krs-navy-900); color: var(--krs-white);
}
.mic-pricing-card--featured:hover {
  box-shadow: 0 0 0 2px var(--krs-gold-400), var(--shadow-lg);
  transform: translateY(-3px);
}

.mic-pricing-card__badge {
  position: absolute; top: -13px; left: 50%; transform: translateX(-50%);
  background: var(--krs-gold-500); color: var(--krs-navy-900);
  font-size: 11px; font-weight: var(--fw-bold); letter-spacing: 0.08em;
  text-transform: uppercase; padding: 4px 14px; border-radius: var(--radius-pill);
  white-space: nowrap;
}

.mic-pricing-card__header { margin-bottom: 20px; }
.mic-pricing-card__name { font-size: 20px; font-weight: var(--fw-bold); margin: 0 0 8px; color: inherit; }
.mic-pricing-card--featured .mic-pricing-card__name { color: var(--krs-gold-300); }
.mic-pricing-card__tagline { font-size: 13.5px; line-height: 1.5; color: var(--fg-muted); margin: 0; }
.mic-pricing-card--featured .mic-pricing-card__tagline { color: rgba(255,255,255,0.65); }

.mic-pricing-card__price {
  display: flex; align-items: flex-end; gap: 2px; margin-bottom: 24px; line-height: 1;
}
.mic-pricing-card__price-currency {
  font-size: 20px; font-weight: var(--fw-bold); color: var(--fg-default);
  align-self: flex-start; padding-top: 6px;
}
.mic-pricing-card--featured .mic-pricing-card__price-currency { color: var(--krs-white); }
.mic-pricing-card__price-amount {
  font-size: 52px; font-weight: var(--fw-bold); color: var(--fg-default); letter-spacing: -0.02em;
}
.mic-pricing-card--featured .mic-pricing-card__price-amount { color: var(--krs-white); }
.mic-pricing-card__price-frac {
  font-size: 20px; font-weight: var(--fw-semibold); color: var(--fg-muted);
  align-self: flex-start; padding-top: 8px;
}
.mic-pricing-card--featured .mic-pricing-card__price-frac { color: rgba(255,255,255,0.6); }
.mic-pricing-card__price-period { font-size: 14px; color: var(--fg-subtle); margin-left: 4px; padding-bottom: 6px; }
.mic-pricing-card--featured .mic-pricing-card__price-period { color: rgba(255,255,255,0.5); }

.mic-pricing-card__features {
  list-style: none; margin: 0 0 28px; padding: 0;
  display: flex; flex-direction: column; gap: 10px; flex: 1;
}
.mic-pricing-card__feature {
  display: flex; align-items: center; gap: 10px;
  font-size: 13.5px; font-weight: var(--fw-medium); color: var(--fg-default);
}
.mic-pricing-card--featured .mic-pricing-card__feature { color: rgba(255,255,255,0.9); }
.mic-pricing-card__feature--excluded {
  color: var(--fg-subtle); text-decoration: line-through;
  text-decoration-color: var(--krs-gray-300);
}
.mic-pricing-card--featured .mic-pricing-card__feature--excluded {
  color: rgba(255,255,255,0.3); text-decoration-color: rgba(255,255,255,0.2);
}
.mic-pricing-card__feature-icon {
  width: 20px; height: 20px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  color: var(--krs-gold-600);
}
.mic-pricing-card__feature--excluded .mic-pricing-card__feature-icon { color: var(--krs-gray-300); }

.mic-pricing-card__cta {
  display: block; text-align: center; padding: 13px 20px;
  border-radius: var(--radius-sm); font-size: 15px; font-weight: var(--fw-semibold);
  text-decoration: none;
  transition: background var(--dur-fast), color var(--dur-fast), box-shadow var(--dur-fast);
  border: 2px solid var(--border-strong); color: var(--fg-default); background: transparent;
}
.mic-pricing-card__cta:hover { border-color: var(--krs-navy-800); background: var(--krs-gray-50); color: var(--fg-default); }
.mic-pricing-card__cta--featured {
  background: var(--krs-gold-500); border-color: var(--krs-gold-500);
  color: var(--krs-navy-900); box-shadow: var(--shadow-gold);
}
.mic-pricing-card__cta--featured:hover {
  background: var(--krs-gold-400); border-color: var(--krs-gold-400);
  color: var(--krs-navy-900); box-shadow: 0 8px 24px rgba(195,153,53,0.45);
}

/* Trust bar */
.mic-pricing-trust {
  background: var(--bg-surface); border-top: 1px solid var(--border-default);
  padding: 48px var(--container-pad); text-align: center;
}
.mic-pricing-trust__inner {
  max-width: var(--container-max); margin: 0 auto 20px;
  display: grid; grid-template-columns: repeat(3,1fr); gap: 32px; text-align: left;
}
@media (max-width:700px) { .mic-pricing-trust__inner { grid-template-columns:1fr; } }
.mic-pricing-trust__item { display: flex; gap: 14px; align-items: flex-start; }
.mic-pricing-trust__icon { font-size: 24px; flex-shrink: 0; margin-top: 2px; }
.mic-pricing-trust__item strong { display: block; font-size: 14px; font-weight: var(--fw-semibold); color: var(--fg-default); margin-bottom: 4px; }
.mic-pricing-trust__item p { font-size: 13.5px; color: var(--fg-muted); margin: 0; line-height: 1.5; }
.mic-pricing-trust__item a { color: var(--krs-gold-600); text-decoration: underline; }
.mic-pricing-trust__footer { font-size: 13px; color: var(--fg-subtle); margin: 0; }
.mic-pricing-trust__footer a { color: var(--krs-gold-600); }
.mic-topstripe__sep { opacity: 0.4; }


/* ============================================================
   CHECKOUT PAGE
   ============================================================ */

.mic-checkout-screen {
  background: var(--bg-page); font-family: var(--font-sans);
  -webkit-font-smoothing: antialiased; min-height: 100vh;
}

/* Step progress */
.mic-checkout-steps {
  background: var(--bg-surface); border-bottom: 1px solid var(--border-default);
  padding: 0 var(--container-pad);
}
.mic-checkout-steps__inner {
  max-width: var(--container-max); margin: 0 auto;
  display: flex; align-items: center; height: 60px; gap: 0;
}
.mic-checkout-step {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: var(--fw-medium); color: var(--fg-subtle); white-space: nowrap;
}
.mic-checkout-step__num {
  width: 26px; height: 26px; border-radius: 50%;
  border: 2px solid var(--krs-gray-300);
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: var(--fw-semibold); flex-shrink: 0;
  transition: all var(--dur-base);
}
.mic-checkout-step__label { display: none; }
@media (min-width:540px) { .mic-checkout-step__label { display: inline; } }
.mic-checkout-step--active { color: var(--fg-default); font-weight: var(--fw-semibold); }
.mic-checkout-step--active .mic-checkout-step__num {
  border-color: var(--krs-navy-800); background: var(--krs-navy-800); color: var(--krs-white);
}
.mic-checkout-step--done .mic-checkout-step__num {
  border-color: var(--krs-gold-500); background: var(--krs-gold-500); color: var(--krs-navy-900);
}
.mic-checkout-steps__connector {
  flex: 1; height: 1.5px; background: var(--border-default); margin: 0 12px; max-width: 80px;
}

/* 2-col layout */
.mic-checkout-layout {
  max-width: var(--container-max); margin: 0 auto;
  padding: 40px var(--container-pad) 80px;
  display: grid; grid-template-columns: 1fr 380px; gap: 40px; align-items: start;
}
@media (max-width:900px) {
  .mic-checkout-layout { grid-template-columns: 1fr; }
  .mic-checkout-sidebar { order: -1; }
}

.mic-checkout-main__header { margin-bottom: 32px; }
.mic-checkout-main__title {
  font-size: clamp(26px,4vw,34px); font-weight: var(--fw-bold);
  color: var(--fg-default); margin: 0 0 10px; line-height: 1.15;
}
.mic-checkout-main__sub { font-size: 15px; color: var(--fg-muted); margin: 0 0 14px; line-height: 1.6; }
.mic-checkout-step-badge {
  display: inline-block; background: var(--krs-lavender-50); color: var(--krs-lavender-600);
  font-size: 12px; font-weight: var(--fw-semibold); padding: 4px 12px;
  border-radius: var(--radius-pill); letter-spacing: 0.03em;
}

/* PMPro form overrides */
.mic-checkout-form-wrap .pmpro_checkout { background: none; border: none; padding: 0; box-shadow: none; }
.mic-checkout-form-wrap #pmpro_level_cost,
.mic-checkout-form-wrap .pmpro_level_cost,
.mic-checkout-form-wrap table.pmpro_checkout,
.mic-checkout-form-wrap #pmpro_pricing_fields { display: none; }
.mic-checkout-form-wrap #pmpro_account_fields,
.mic-checkout-form-wrap .pmpro_checkout-field { display: block; }
.mic-checkout-form-wrap label,
.mic-checkout-form-wrap .pmpro_checkout label {
  display: block; font-size: 13px; font-weight: var(--fw-semibold);
  color: var(--fg-default); margin-bottom: 6px; font-family: var(--font-sans);
}
.mic-checkout-form-wrap input[type="text"],
.mic-checkout-form-wrap input[type="email"],
.mic-checkout-form-wrap input[type="password"] {
  width: 100%; padding: 11px 14px;
  border: 1.5px solid var(--border-default); border-radius: var(--radius-sm);
  font-size: 14.5px; font-family: var(--font-sans); color: var(--fg-default);
  background: var(--bg-surface);
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
  outline: none; margin-bottom: 0;
}
.mic-checkout-form-wrap input[type="text"]:focus,
.mic-checkout-form-wrap input[type="email"]:focus,
.mic-checkout-form-wrap input[type="password"]:focus {
  border-color: var(--krs-navy-700); box-shadow: var(--shadow-focus);
}
.mic-checkout-form-wrap .pmpro_form div,
.mic-checkout-form-wrap .pmpro_checkout-field-set { margin-bottom: 18px; }
.mic-checkout-form-wrap input[name="submit-checkout"],
.mic-checkout-form-wrap .pmpro_btn-submit,
.mic-checkout-form-wrap #pmpro_btn-submit,
.mic-checkout-submit-btn {
  display: block; width: 100%; padding: 14px 24px;
  background: var(--krs-gold-500); color: var(--krs-navy-900);
  border: none; border-radius: var(--radius-sm);
  font-size: 15.5px; font-weight: var(--fw-bold); font-family: var(--font-sans);
  cursor: pointer; letter-spacing: 0.01em; box-shadow: var(--shadow-gold);
  transition: background var(--dur-fast), box-shadow var(--dur-fast), transform var(--dur-fast);
  margin-top: 8px;
}
.mic-checkout-form-wrap input[name="submit-checkout"]:hover,
.mic-checkout-form-wrap .pmpro_btn-submit:hover {
  background: var(--krs-gold-400);
  box-shadow: 0 8px 24px rgba(195,153,53,0.45);
  transform: translateY(-1px);
}

/* Sidebar */
.mic-checkout-sidebar { position: sticky; top: 20px; }
.mic-checkout-sidebar__inner { display: flex; flex-direction: column; gap: 16px; }

.mic-checkout-plan {
  background: var(--bg-surface); border: 1.5px solid var(--border-default);
  border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow-sm);
}
.mic-checkout-plan__header {
  display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px;
}
.mic-checkout-plan__label {
  font-size: 12px; font-weight: var(--fw-semibold); letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--fg-subtle);
}
.mic-checkout-plan__change { font-size: 12.5px; font-weight: var(--fw-semibold); color: var(--krs-gold-600); text-decoration: underline; }
.mic-checkout-plan__tier { display: flex; align-items: center; gap: 8px; margin-bottom: 6px; }
.mic-checkout-plan__badge {
  background: var(--krs-gold-100); color: var(--krs-gold-700);
  font-size: 11px; font-weight: var(--fw-bold); padding: 3px 10px;
  border-radius: var(--radius-pill); text-transform: uppercase; letter-spacing: 0.06em;
}
.mic-checkout-plan__name { font-size: 18px; font-weight: var(--fw-bold); color: var(--fg-default); }
.mic-checkout-plan__tagline { font-size: 13px; color: var(--fg-muted); line-height: 1.5; margin: 0 0 16px; }
.mic-checkout-plan__price {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 14px; border-top: 1px solid var(--border-default);
}
.mic-checkout-plan__billing { font-size: 12.5px; color: var(--fg-subtle); }
.mic-checkout-plan__amount { font-size: 22px; font-weight: var(--fw-bold); color: var(--fg-default); }
.mic-checkout-plan__period { font-size: 13px; font-weight: var(--fw-regular); color: var(--fg-subtle); }

.mic-checkout-includes {
  background: var(--bg-surface); border: 1.5px solid var(--border-default);
  border-radius: var(--radius-lg); padding: 20px 24px; box-shadow: var(--shadow-sm);
}
.mic-checkout-includes__heading {
  font-size: 12px; font-weight: var(--fw-semibold); letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--fg-subtle); margin: 0 0 12px;
}
.mic-checkout-includes__list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 9px; }
.mic-checkout-includes__list li { display: flex; align-items: center; gap: 9px; font-size: 13.5px; color: var(--fg-default); }
.mic-checkout-includes__list svg { flex-shrink: 0; }

.mic-checkout-agent {
  background: var(--krs-navy-900); border-radius: var(--radius-lg);
  padding: 20px; display: flex; gap: 14px; align-items: center;
}
.mic-checkout-agent__photo {
  width: 52px; height: 52px; border-radius: 50%; object-fit: cover;
  border: 2px solid var(--krs-gold-500); flex-shrink: 0;
}
.mic-checkout-agent__avatar {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--krs-navy-700); border: 2px solid var(--krs-gold-500);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; font-weight: var(--fw-bold); color: var(--krs-gold-400); flex-shrink: 0;
}
.mic-checkout-agent__info { flex: 1; }
.mic-checkout-agent__headline {
  font-size: 11px; font-weight: var(--fw-semibold); letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--krs-gold-400); margin: 0 0 3px;
}
.mic-checkout-agent__name { font-size: 13.5px; font-weight: var(--fw-semibold); color: var(--krs-white); margin: 0 0 2px; }
.mic-checkout-agent__note { font-size: 12px; color: rgba(255,255,255,0.5); margin: 0; }

.mic-checkout-cancel-note {
  display: flex; gap: 12px; align-items: flex-start;
  background: var(--krs-lavender-50); border: 1px solid var(--border-quiet);
  border-radius: var(--radius-md); padding: 14px 16px; font-size: 13px;
}
.mic-checkout-cancel-note svg { flex-shrink: 0; margin-top: 1px; }
.mic-checkout-cancel-note strong { display: block; font-weight: var(--fw-semibold); color: var(--fg-default); margin-bottom: 2px; font-size: 13px; }
.mic-checkout-cancel-note p { margin: 0; color: var(--fg-muted); line-height: 1.5; }

.mic-checkout-stripe-trust {
  display: flex; align-items: center; justify-content: center;
  gap: 7px; font-size: 12px; color: var(--fg-subtle); padding: 4px 0 2px;
}

/* ============================================================
   COVERAGE OVERVIEW v2 (mic-ov-*)
   ============================================================ */

/* Status lights */
.mic-light {
  width: 8px; height: 8px; border-radius: 50%;
  display: inline-block; flex-shrink: 0;
}
.mic-light--green  { background: #22c55e; box-shadow: 0 0 0 2px rgba(34,197,94,.2); }
.mic-light--yellow { background: #f59e0b; box-shadow: 0 0 0 2px rgba(245,158,11,.2); }

/* Page headings */
.mic-coverage-title {
  font-size: 22px; font-weight: var(--fw-bold); color: var(--fg-default);
  margin: 0 0 6px;
}
.mic-coverage-sub {
  font-size: 14px; color: var(--fg-muted); margin: 0 0 20px; line-height: 1.5;
}

/* Summary bar */
.mic-ov-summary {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 10px; margin-bottom: 20px;
}
.mic-ov-summary__chips {
  display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
}
.mic-ov-chip {
  display: inline-flex; align-items: center; gap: 5px;
  padding: 4px 10px; border-radius: 20px;
  font-size: 12px; font-weight: var(--fw-medium);
  border: 1px solid var(--border-default);
  background: var(--bg-surface);
  color: var(--fg-default);
}
.mic-ov-chip--health  { border-color: rgba(59,89,152,.25); background: rgba(59,89,152,.05); }
.mic-ov-chip--life    { border-color: rgba(124,43,62,.25);  background: rgba(124,43,62,.05); }
.mic-ov-chip--financial { border-color: rgba(245,158,11,.3); background: rgba(245,158,11,.06); }
.mic-ov-summary__meta {
  font-size: 13px; color: var(--fg-muted);
}
.mic-ov-summary__meta b { color: var(--fg-default); }

/* Grid */
.mic-ov-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  align-items: start;
}
@media (max-width: 640px) {
  .mic-ov-grid { grid-template-columns: 1fr; }
}
.mic-ov-col {
  display: flex; flex-direction: column; gap: 16px;
}

/* Panels */
.mic-ov-panel {
  background: var(--bg-surface);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.mic-ov-panel--health  { border-top: 3px solid #3B5998; }
.mic-ov-panel--life    { border-top: 3px solid #7C2B3E; }
.mic-ov-panel--financial { border-top: 3px solid #f59e0b; }

.mic-ov-panel__head {
  display: flex; align-items: center; gap: 10px;
  padding: 14px 16px 12px;
  border-bottom: 1px solid var(--border-quiet);
}
.mic-ov-panel__icon {
  width: 30px; height: 30px; border-radius: 8px;
  background: var(--bg-subtle); display: flex; align-items: center;
  justify-content: center; font-size: 16px; flex-shrink: 0;
}
.mic-ov-panel__name {
  font-size: 14px; font-weight: var(--fw-semibold); color: var(--fg-default);
}
.mic-ov-panel__count {
  font-size: 11px; color: var(--fg-muted); margin-top: 1px;
}
.mic-ov-panel__status {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 12px; color: var(--fg-muted); white-space: nowrap;
}

/* Sub-group headings */
.mic-ov-sub {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 16px 6px;
}
.mic-ov-sub__label {
  font-size: 10px; font-weight: var(--fw-semibold);
  text-transform: uppercase; letter-spacing: .06em;
  color: var(--fg-subtle); white-space: nowrap;
}
.mic-ov-sub__line {
  flex: 1; height: 1px; background: var(--border-quiet);
}

/* Policy rows */
.mic-ov-row {
  display: flex; align-items: center; gap: 8px;
  padding: 9px 16px;
  border-bottom: 1px solid var(--border-quiet);
  color: var(--fg-default);
  text-decoration: none;
  font-size: 13px;
  transition: background 0.1s;
}
.mic-ov-row:last-child { border-bottom: none; }
a.mic-ov-row:hover { background: var(--bg-subtle); }
.mic-ov-row--first { border-top: none; }
.mic-ov-row--indent { padding-left: 28px; }

.mic-ov-dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: #22c55e; flex-shrink: 0;
}
.mic-ov-dot--gap {
  background: transparent;
  border: 1.5px dashed #f59e0b;
}

.mic-ov-row__name {
  font-weight: var(--fw-medium); flex-shrink: 0;
}
.mic-ov-row__name--gap { color: var(--fg-muted); font-weight: var(--fw-regular, 400); }

.mic-ov-row__spacer { flex: 1; }

.mic-ov-row__carrier {
  font-size: 12px; color: var(--fg-subtle); white-space: nowrap;
}

.mic-ov-row__chev {
  color: var(--fg-subtle); font-size: 14px;
}

.mic-ov-also {
  display: inline-block;
  padding: 1px 7px; border-radius: 10px;
  font-size: 10px; font-weight: var(--fw-medium);
  background: rgba(217,180,90,.15); color: var(--krs-gold-600, #b45309);
  border: 1px solid rgba(217,180,90,.3);
  white-space: nowrap;
}

.mic-ov-add {
  display: inline-flex; align-items: center; gap: 3px;
  font-size: 12px; font-weight: var(--fw-medium);
  color: var(--krs-gold-600, #b45309);
  text-decoration: none; white-space: nowrap;
  padding: 2px 8px; border-radius: 10px;
  border: 1px solid rgba(217,180,90,.4);
  background: rgba(217,180,90,.08);
  transition: background 0.15s;
}
.mic-ov-add:hover { background: rgba(217,180,90,.15); }

.mic-ov-empty {
  padding: 16px; font-size: 13px; color: var(--fg-muted);
}

/* ============================================================
   POLICY DETAIL — COMPANION MODULE v2 (mic-companion)
   ============================================================ */

.mic-companion {
  background: var(--bg-surface);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  box-shadow: var(--shadow-sm);
  margin-bottom: 20px;
}

.mic-companion__head {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 10px;
}

.mic-subgroup__rail {
  width: 3px; height: 20px;
  background: var(--krs-navy-900, #0D1B4B);
  border-radius: 2px; flex-shrink: 0;
}

.mic-subgroup__name {
  font-size: 13px; font-weight: var(--fw-semibold);
  color: var(--fg-default); text-transform: uppercase;
  letter-spacing: .06em;
}

.mic-companion__body {
  font-size: 14px; color: var(--fg-muted); margin: 0 0 18px;
  line-height: 1.6;
}

.mic-companion__grid {
  display: flex; align-items: stretch; gap: 0;
}

.mic-companion__link {
  display: flex; align-items: center; justify-content: center;
  width: 32px; flex-shrink: 0;
  font-size: 18px; font-weight: var(--fw-bold);
  color: var(--fg-subtle);
}

.mic-companion__card {
  flex: 1; display: flex; flex-direction: column; gap: 10px;
  padding: 14px 16px;
  border: 1px solid var(--border-default);
  border-radius: var(--radius-md);
  background: var(--bg-subtle);
  text-decoration: none; color: var(--fg-default);
  transition: border-color 0.15s, box-shadow 0.15s;
  cursor: pointer;
}
a.mic-companion__card:hover {
  border-color: var(--krs-navy-400, #4a5fa8);
  box-shadow: 0 2px 8px rgba(14,26,71,.08);
}
.mic-companion__card--current {
  background: var(--bg-surface);
  border-color: var(--krs-navy-900, #0D1B4B);
  border-width: 1.5px;
}
.mic-companion__card--gap {
  border-style: dashed;
  background: var(--bg-subtle);
  cursor: default;
}

.mic-companion__card-top {
  display: flex; align-items: center; justify-content: space-between; gap: 8px;
}

.mic-companion__role {
  font-size: 11px; color: var(--fg-subtle);
  text-transform: uppercase; letter-spacing: .05em;
  font-weight: var(--fw-medium);
}

.mic-companion__card-mid {
  display: flex; align-items: flex-start; gap: 10px;
}

.mic-companion__card-icon {
  width: 32px; height: 32px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}

.mic-companion__card-name {
  font-size: 13px; font-weight: var(--fw-semibold); color: var(--fg-default);
}

.mic-companion__card-desc {
  font-size: 12px; color: var(--fg-muted); margin-top: 2px; line-height: 1.4;
}

.mic-companion__card-carrier {
  font-size: 11px; font-weight: var(--fw-bold);
  color: var(--fg-subtle); letter-spacing: .08em;
}

.mic-companion__card-cta {
  display: inline-block; margin-top: 4px;
  font-size: 12px; font-weight: var(--fw-medium);
  color: var(--krs-gold-600, #b45309); text-decoration: none;
}
.mic-companion__card-cta:hover { text-decoration: underline; }

/* Hero plan-info block */
.mic-policy-hero__plan-info {
  margin-top: 16px; padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,.15);
  display: flex; flex-direction: column; gap: 8px;
}

.mic-policy-hero__carrier {
  font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: .1em; color: var(--krs-gold-400);
}

.mic-policy-hero__plan-rows {
  display: flex; flex-direction: column; gap: 5px;
}

.mic-policy-hero__plan-row {
  display: flex; gap: 8px; align-items: baseline;
  font-size: 13px; color: rgba(255,255,255,.9);
}

.mic-policy-hero__plan-label {
  font-size: 11px; color: rgba(255,255,255,.55);
  min-width: 60px; flex-shrink: 0;
}
.mic-checkout-stripe-trust svg { flex-shrink: 0; }

/* ============================================================
   COVERAGE LIST v3 (mic-cat-*, mic-polrow-*, mic-gap-*, mic-fincta-*)
   Single-column categorised view — replaces the 2-column panel grid.
   mic-ov-* rules above are kept for the condensed overview alt route.
   ============================================================ */

/* ── Page header ─────────────────────────────────────────────────────── */

.mic-coverage-header {
  display: flex; align-items: flex-end; justify-content: space-between;
  gap: 24px; margin-bottom: 24px; flex-wrap: wrap;
}
.mic-coverage-header__left { flex: 1; min-width: 0; }
.mic-coverage-header__actions {
  display: flex; gap: 12px; align-items: center; flex-shrink: 0;
}
.mic-coverage-title--display {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 38px; font-weight: 700;
  color: var(--krs-navy-900, #0A1340);
  letter-spacing: -0.015em; line-height: 1.1;
  margin: 0 0 8px;
}
.mic-coverage-sub--v3 {
  font-size: 15.5px; color: var(--fg-muted); margin: 0;
  max-width: 600px; line-height: 1.5;
}

/* ── Stat cards (3-col summary) ───────────────────────────────────────── */

.mic-covstat-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 16px; margin-bottom: 32px;
}
@media (max-width: 640px) {
  .mic-covstat-grid { grid-template-columns: 1fr; }
}
.mic-covstat {
  display: flex; align-items: center; gap: 14px;
  padding: 16px 20px;
  background: var(--bg-surface); border: 1px solid var(--border-default);
  border-radius: var(--radius-lg); box-shadow: var(--shadow-sm);
}
.mic-covstat__dot {
  width: 38px; height: 38px; border-radius: 10px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff;
}
.mic-covstat__dot--health  { background: #0D8A6E; }
.mic-covstat__dot--life    { background: #2F62A8; }
.mic-covstat__dot--financial { background: var(--krs-gold-600, #BE9A30); }
.mic-covstat__label {
  font-size: 11px; font-weight: var(--fw-bold);
  color: var(--fg-subtle); letter-spacing: .06em; text-transform: uppercase;
}
.mic-covstat__value {
  font-size: 14px; font-weight: var(--fw-semibold);
  color: var(--krs-navy-900, #0A1340); margin-top: 2px;
}

/* ── Category section header ──────────────────────────────────────────── */

.mic-cat {
  display: flex; align-items: center; gap: 14px;
  padding: 16px 0 14px;
  border-bottom: 2px solid var(--border-default);
  margin-bottom: 14px;
}
.mic-cat__icon {
  width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff;
}
.mic-cat--health  .mic-cat__icon { background: #0D8A6E; }
.mic-cat--life    .mic-cat__icon { background: #2F62A8; }
.mic-cat--financial .mic-cat__icon { background: var(--krs-gold-600, #BE9A30); }

.mic-cat__text { flex: 1; min-width: 0; }
.mic-cat__name {
  font-size: 20px; font-weight: var(--fw-semibold);
  color: var(--krs-navy-900, #0A1340); display: flex; align-items: center; gap: 10px;
}
.mic-cat__count {
  font-size: 13px; font-weight: var(--fw-regular, 400);
  color: var(--fg-muted);
}
.mic-cat__sub {
  font-size: 13.5px; color: var(--fg-muted); margin-top: 2px;
}
.mic-cat__spacer { flex: 1; }
.mic-cat__status {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: var(--fw-medium);
  color: var(--fg-muted); white-space: nowrap;
}
.mic-cat__status svg { flex-shrink: 0; color: #22c55e; }
.mic-cat--financial .mic-cat__status { color: var(--krs-gold-600, #BE9A30); }

/* ── Sub-group header (Medicare + meta) ───────────────────────────────── */

.mic-subgroup {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 0 6px;
}
.mic-subgroup__rail {
  display: inline-flex; align-items: center; justify-content: center;
  width: 20px; height: 20px; flex-shrink: 0;
  color: var(--krs-navy-700, #1A2356);
}
.mic-subgroup__name {
  font-size: 11px; font-weight: var(--fw-bold);
  text-transform: uppercase; letter-spacing: .08em;
  color: var(--krs-navy-700, #1A2356);
}
.mic-subgroup__meta {
  font-size: 11px; color: var(--fg-subtle);
}
.mic-subgroup__line {
  flex: 1; height: 1px; background: var(--border-quiet);
}

/* ── Policy mini row ─────────────────────────────────────────────────── */

.mic-polrow {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 16px;
  background: var(--bg-surface);
  border: 1px solid var(--border-default);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  text-decoration: none; color: var(--fg-default);
  transition: border-color 0.15s, box-shadow 0.15s;
}
.mic-polrow:hover {
  border-color: var(--krs-navy-400, #4a5fa8);
  box-shadow: 0 2px 8px rgba(14,26,71,.07);
}
.mic-polrow__icon {
  width: 42px; height: 42px; border-radius: 10px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff;
}
.mic-polrow__body { flex: 1; min-width: 0; }
.mic-polrow__name {
  font-size: 14.5px; font-weight: var(--fw-semibold);
  color: var(--krs-navy-900, #0A1340);
}
.mic-polrow__desc {
  font-size: 12.5px; color: var(--fg-muted); margin-top: 2px; line-height: 1.4;
}
.mic-polrow__also {
  display: inline-flex; align-items: center; gap: 4px;
  margin-top: 4px;
  padding: 1px 7px; border-radius: 10px;
  font-size: 10px; font-weight: var(--fw-medium);
  background: rgba(217,180,90,.15); color: var(--krs-gold-600, #b45309);
  border: 1px solid rgba(217,180,90,.3);
}
.mic-polrow__spacer { flex: 1; }
.mic-carrier-badge {
  display: inline-block; padding: 4px 10px; border-radius: 5px;
  font-size: 10px; font-weight: var(--fw-bold);
  letter-spacing: .08em; text-transform: uppercase;
  color: #fff; white-space: nowrap; flex-shrink: 0;
}
.mic-status {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12.5px; color: var(--fg-muted); flex-shrink: 0;
}
.mic-status__dot {
  width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0;
}
.mic-status--active .mic-status__dot {
  background: #22c55e; box-shadow: 0 0 0 2px rgba(34,197,94,.2);
}
.mic-polrow__chev { color: var(--fg-subtle); flex-shrink: 0; }

/* ── Gap card ─────────────────────────────────────────────────────────── */

.mic-gap {
  display: flex; align-items: center; gap: 16px;
  padding: 18px 20px;
  border: 1.5px dashed var(--krs-gold-400, #D9B45A);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  background-color: rgba(245,158,11,.04);
  background-image: repeating-linear-gradient(
    -45deg,
    transparent,
    transparent 8px,
    rgba(245,158,11,.06) 8px,
    rgba(245,158,11,.06) 9px
  );
}
.mic-gap__icon {
  width: 40px; height: 40px; border-radius: 10px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  background: rgba(245,158,11,.15); color: var(--krs-gold-700, #A07B23);
}
.mic-gap__body { flex: 1; min-width: 0; }
.mic-gap__name {
  font-size: 14.5px; font-weight: var(--fw-semibold);
  color: var(--krs-navy-900, #0A1340);
  display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
}
.mic-gap__chip {
  display: inline-block; padding: 2px 8px; border-radius: 10px;
  font-size: 10.5px; font-weight: var(--fw-semibold);
  background: rgba(245,158,11,.2); color: #92400e;
  border: 1px solid rgba(245,158,11,.35);
  text-transform: uppercase; letter-spacing: .04em;
}
.mic-gap__desc {
  font-size: 13px; color: var(--fg-muted); margin-top: 4px; line-height: 1.5;
}
.mic-gap__cta { flex-shrink: 0; }

/* ── Financial CTA cards ──────────────────────────────────────────────── */

.mic-fincta-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 16px; margin-top: 12px;
}
@media (max-width: 640px) {
  .mic-fincta-grid { grid-template-columns: 1fr; }
}
.mic-fincta {
  display: flex; flex-direction: column; gap: 14px;
  padding: 22px;
  background: var(--bg-surface);
  border: 1px solid rgba(217,180,90,.3);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.mic-fincta__top {
  display: flex; align-items: center;
  justify-content: space-between; gap: 12px;
}
.mic-fincta__icon {
  width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0;
  display: inline-flex; align-items: center; justify-content: center;
  background: rgba(217,180,90,.15); color: var(--krs-gold-700, #A07B23);
}
.mic-fincta__eyebrow {
  font-size: 10.5px; font-weight: var(--fw-bold);
  letter-spacing: .1em; text-transform: uppercase;
  color: var(--krs-gold-700, #A07B23);
}
.mic-fincta__title {
  font-size: 17px; font-weight: var(--fw-bold);
  color: var(--krs-navy-900, #0A1340); margin-bottom: 5px;
}
.mic-fincta__desc {
  font-size: 13.5px; color: var(--fg-muted); line-height: 1.5;
}
.mic-fincta__spacer { flex: 1; }

/* ── Coverage section wrapper ─────────────────────────────────────────── */

.mic-coverage-section {
  margin-bottom: 36px;
}
.mic-subgroup-body {
  display: flex; flex-direction: column; margin-bottom: 10px;
}

/* ── Responsive header ────────────────────────────────────────────────── */
@media (max-width: 640px) {
  .mic-coverage-header { flex-direction: column; align-items: flex-start; }
  .mic-coverage-title--display { font-size: 28px; }
  .mic-cat__count { display: none; }
  .mic-gap { flex-wrap: wrap; }
  .mic-gap__cta { width: 100%; }
  .mic-carrier-badge { display: none; }
}

   PLAN HIGHLIGHTS (Medicare Advantage)
   ============================================================ */

.mic-plan-highlights {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--krs-gray-200);
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 20px;
}

.mic-plan-highlight {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 11px 16px;
  background: var(--krs-white);
  border-bottom: 1px solid var(--krs-gray-100);
}
.mic-plan-highlight:last-child { border-bottom: none; }

.mic-plan-highlight__label {
  font-size: 13px;
  color: var(--krs-gray-600);
  font-weight: 500;
}

.mic-plan-highlight__value {
  font-size: 13px;
  font-weight: 600;
  color: var(--krs-navy-800);
  text-align: right;
}

/* Download button variant */
.mic-btn--doc-download {
  background: var(--krs-lavender-50);
  color: var(--krs-navy-800);
  border: 1.5px solid var(--krs-lavender-200);
  font-size: 13px;
  margin-top: 4px;
}
.mic-btn--doc-download:hover {
  background: var(--krs-lavender-100);
  border-color: var(--krs-navy-400);
  text-decoration: none;
}

/* Inline notice */
.mic-notice {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 14px;
  border-radius: 8px;
  font-size: 13px;
  line-height: 1.5;
}

.mic-notice--warn {
  background: #fffbe6;
  border: 1px solid #f0d96a;
  color: #7a5c00;
}

/* Agent action required block (MA pending state) */
.mic-agent-action-required {
  text-align: center;
  padding: 32px 24px;
  background: var(--krs-gray-50);
  border-radius: 12px;
  border: 1px dashed var(--krs-gray-300);
}

.mic-agent-action-required__icon {
  font-size: 32px;
  margin-bottom: 12px;
}

.mic-agent-action-required__title {
  font-size: 16px;
  font-weight: 700;
  color: var(--krs-navy-800);
  margin: 0 0 8px;
}

.mic-agent-action-required__body {
  font-size: 14px;
  color: var(--krs-gray-600);
  margin: 0 0 20px;
  line-height: 1.5;
}

/* ============================================================
   AGENT FORM (agent-plan-entry page)
   ============================================================ */

.mic-agent-form-wrap {
  max-width: 640px;
  margin: 0 auto;
  padding: 32px 0 64px;
}

.mic-agent-form-wrap h1 {
  font-size: 24px;
  font-weight: 700;
  color: var(--krs-navy-900);
  margin-bottom: 6px;
}

.mic-agent-form-wrap .mic-form-subtitle {
  font-size: 14px;
  color: var(--krs-gray-500);
  margin-bottom: 32px;
}

.mic-form-step {
  background: var(--krs-white);
  border: 1px solid var(--krs-gray-200);
  border-radius: 12px;
  padding: 24px;
  margin-bottom: 16px;
}

.mic-form-step__title {
  font-size: 15px;
  font-weight: 700;
  color: var(--krs-navy-800);
  margin-bottom: 16px;
}

.mic-form-field { margin-bottom: 16px; }

.mic-form-field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--krs-gray-700);
  margin-bottom: 6px;
}

.mic-form-field input[type="text"],
.mic-form-field input[type="email"],
.mic-form-field input[type="number"],
.mic-form-field select,
.mic-form-field textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--krs-gray-300);
  border-radius: 8px;
  font-size: 14px;
  color: var(--krs-navy-900);
  background: var(--krs-white);
  transition: border-color .15s;
}

.mic-form-field input:focus,
.mic-form-field select:focus,
.mic-form-field textarea:focus {
  outline: none;
  border-color: var(--krs-navy-500);
}

.mic-highlight-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  align-items: end;
}

.mic-highlight-row .mic-custom-input {
  display: none;
}

.mic-doc-search-results {
  margin-top: 8px;
  border: 1px solid var(--krs-gray-200);
  border-radius: 8px;
  overflow: hidden;
}

.mic-doc-result {
  padding: 10px 14px;
  font-size: 13px;
  cursor: pointer;
  border-bottom: 1px solid var(--krs-gray-100);
  transition: background .1s;
}
.mic-doc-result:last-child { border-bottom: none; }
.mic-doc-result:hover { background: var(--krs-lavender-50); }
.mic-doc-result.is-selected { background: var(--krs-lavender-100); font-weight: 600; }

.mic-doc-result__title { color: var(--krs-navy-800); }
.mic-doc-result__meta  { font-size: 12px; color: var(--krs-gray-500); margin-top: 2px; }

.mic-form-notice {
  padding: 12px 14px;
  border-radius: 8px;
  font-size: 13px;
  margin-top: 16px;
}
.mic-form-notice--success { background: #e8f5e9; border: 1px solid #a5d6a7; color: #1b5e20; }
.mic-form-notice--error   { background: #fce4ec; border: 1px solid #f48fb1; color: #880e4f; }